Long TermInsurance

 

Discovery Life

Discovery offers a range of life insurance options to suit any lifestyle at an affordable premium. But life insurance is about more than life cover – we also offer flexible and customisable benefits that ensure that you are financially protected in case of disability, severe illness, or loss of income.

  • Life insurance for you and your family: THE CLASSIC AND ESSENTIAL LIFE PLAN. Flexible personal financial protection with illness and disability benefits at a cost-effective premium that rewards you for living a healthy life.
  • Personal life assurance for your business: THE BUSINESS LIFE PLAN. Your Discovery Business Life Plan can cover business owners for disability, severe illness and death with a range of comprehensive benefits.
  • Protection for clients with R10 million or more in cover: THE PURPLE LIFE PLAN. Available to clients with more than R10 million in life insurance and offers customisable benefits, covering the full range of possible life-changing events.
  • Tailored life cover for people under 30: THE SMART LIFE PLAN. Life insurance designed to financially protect and reward young adults, with up to 100% of your premiums back for living healthily.
  • Life insurance that pays out in US dollars: THE DOLLAR LIFE PLAN. Comprehensive life insurance with illness and disability benefits that pays out in US dollars and rewards you for living healthily.
  • Protect your children’s education: GLOBAL EDUCATION PROTECTOR. Cover for your children’s crèche to university education fees if something happens to you. Plus, get up to 100% of your child’s university fees funded.
  • Life insurance for you and your family: THE CLASSIC AND ESSENTIAL LIFE PLAN. Flexible personal financial protection with illness and disability benefits at a cost-effective premium that rewards you for living a healthy life.

Discovery offers a range of life insurance options to suit any lifestyle at an affordable premium. We believe that life insurance is about more than life cover. That’s why we also offer flexible and customisable benefits that ensure that you are financially protected in case of disability, severe illness, or loss of income.

Capital Legacy

MyCover™ putting your beneficiaries first.

A comprehensive solution that includes optional illness and impairment cover, creates a trust for your children, and lasts for the remainder of your life, with no executor or trustee fees.

The cover

Our insurance plans offer fair pricing, sustainable premium increases below the industry average, and flexible options for premium payment and benefit reimbursement.

The premiums

With MyCover™, we offer a hassle-free solution. You can choose to work directly with us or through your advisor, there is no need for medical testing in most cases, and you have the added benefit of getting your will done quickly and easily.

The process

Get life insurance that’s transparent and tailored to suit your needs – and your pocket.

It just makes sense to do your life insurance with the people you trust to do your will.

The power of integration.

Our life insurance was designed to integrate with your will and Legacy Protection Plan™ to meet all your financial estate-planning needs. With the power of integration, we provide financial certainty for your loved ones to ensure you leave a lasting legacy.

Will integration

It integrates with your Capital Legacy will to ensure you make the correct beneficiary nominations.

Up to R15 million

life cover Our flexible life insurance keeps you ahead of the game – with added benefits at comparably better rates.

Save on fees

Save on executor and trustee fees – life insurance that pays to your estate is indemnified against estate fees, ensuring all your life insurance is used for what you intended.

Convenient & easy

It is a convenient and easy application process with streamlined underwriting.

MyAbility Cover™

This is an optional benefit for both impairment and critical illness.

  • The combination of impairment and critical illness means you are covered for both and if the benefit goes unused, it will pay out with your life insurance and not fall away.
  • Up to R5 million cover.

Get inTouch

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    Angel Ramaboka
    Angel Ramaboka
    2023-10-20
    Leroy Mash
    Leroy Mash
    2023-10-05
    Pralene Wilson
    Pralene Wilson
    2023-02-08
    Thank you Wesley for the call. Thank you for explaining my cover to me in detail and asking About if I have other covers and explaining to me how I ma. It benefiting by having so many life and disease covers with such little cover for myself. Appreciate it.
    Kelebogile Chauke
    Kelebogile Chauke
    2022-11-02
    Rika Henning
    Rika Henning
    2022-10-18
    Preston gave great advice and the best of all I have MORE cover now and pay less!! Thank you!!
    Ielhaam Abrahams
    Ielhaam Abrahams
    2022-09-08
    Marcelle Human
    Marcelle Human
    2022-08-23
    Happy with the service i received from Luqmaan. Polite professional and resolved my enquiry
    Warren Chong
    Warren Chong
    2022-08-18
    Lushen Govender from Blue Mercury Financial Services has provided me personal and professional service in helping me to understand my short term insurance policy. He usually responds quickly and I can rely on him to answer my questions or to resolve any queries I have. I can definitely recommend him and his company for competitive premiums and valuable products.
    Koula Savvides
    Koula Savvides
    2022-07-27
    Thank you to Godfrey for such fantastic service!! He really went over and above to assist as he would even call me back whenever asked for every single question or query! Thank you
    Vicki Kotze
    Vicki Kotze
    2022-07-18
    Excellent service from Lushen Govender!!!